Financial Technologies


The world is changing – a future of automation and the use of mobile technology is standard. Technology is eroding the physical barriers of market places (Amazon, Alibaba) and Africawide Fintech is investing to do the same across Africa for services.



AFRICAWIDE FINTECH (PTY) LTD together with its clients, brings the full benefit of financial inclusivity (Africawide MoneyTM) and eCommerce (Electronic Service Kiosks / ESKs) to customers, nationwide.


Africawide Money is a Standard Bank backed, white label capable, Exemption 17 (FIC Act no. 38 of 2001) card solution that gives those unable to obtain traditional bank accounts a near-complete transactional banking solution.
Our fully customisable Electronic Service Kiosks (ESKs) are an example of how we simultaneously provide business with a platform to expand in underserviced, less digital markets while extending the brand and service of the hosting partner.


01. Revenue Augmentation


03. Automation


02. Payment & Platform Integration


04. Mobile Technologies

Revenue Augmentation


  • Product positioning
  • Value added services, e.g., insurance, airtime, mobile content, VOIP, etc.
  • Bundle composition

Payment and Platform Integration


  • E-wallets, mobile money, hosted switching solutions
  • Financial inclusion drives
  • In-line & off-line payments systems



  • Transaction automation e.g., Virtual Teller Machines, hand held point of sale devices

Mobile Technologies


  • Virtual numbers, virtual PABX, scan to email, Cred-air, Paperless billing, Paytel (get paid when you’re called)

Brandable, fully autonomous platform


  • Designed to suit the partners requirements
  • Alternative configurations possible, e.g., A4 printing on secure license disk paper or digital passbook readers

Dynamic software developed in-house


  • Inspired by online systems with favourites pages, recent history and check-out basket
  • Expands dynamically as language packs and services are added

Capable to accept all transaction types


  • Capable of dispensing or receiving cash (coins and notes)
  • 2D barcode scanner allows the use of coupons (read or issue)
  • Easy to integrate with any existing payment system

Loyalty built-in


  • Personal identification enables a user to transact “on-profile”, allowing repeat transactions, making the interaction less stressful
  • Capable of conducting KYC and issuing e.g., magstripe or RFID cards with a card dispenser

Biometric readers for a secure, card free, connected society


  • Deep-scan fingerprint reader and camera capable of supporting facial recognition

Unixfor, Greece

35+ years designing & manufacturing quality self service kiosks

Range of potential SERVICES.

Easy integration, few regulatory approvals required


  • Airtime
  • Wages and Allowances
  • TV Licenses
  • Subscription TV
  • Private Box/Bags – Renewal
  • Ticket agency
  • Utility-Electricity
  • Utility-Telecom
  • Utility-Water

Easy integration, some regulatory approvals required


  • Insurance Premiums
  • Postbank transactions
  • Grants Disbursement
  • Money Transfer
  • Medical Insurance
  • Mobile Money
  • Card Issuance

Require extensive 3rd party integration, select hardware changes


  • Vehicle License Renewal
  • Balance Inquiry – Partner Bank
  • Balance Inquiry – Other Banks
  • Branchless Banking
  • Inter-bank cash withdrawal
  • International Cash withdrawal

Whatever can be bought online, can conceivably be bought on an ESK

Africawide FinTech

Inspiring you to re-imagine Africa’s future. Enabling you to build it today.